• Ant Digital Technologies' infrastructure enabled AI agents to discover services, invoke them and manage micropayment settlement.
• Verification test used HSBC Tokenised Deposit Service (TDS) and related settlement capabilities. 
• The technologies demonstrated a potential end-to-end model for AI agent micropayment transactions using tokenised deposits.

HONG KONG, Oct. 9, 2026/PRNewswire/ -- Ant Digital Technologies and HSBC have successfully completed a technical verification test showcasing the potential for AI agents to act on behalf of a user to manage service interactions and the associated payment as one connected, automated process.

The test involved the combined use of HSBC's Tokenised Deposit Service (TDS), Ant Digital Technologies' Anvita Flow network and its Jovay Testnet blockchain environment. Together, these technologies demonstrated an end-to-end process in which an AI agent could discover and use a digital service, make a micropayment (often defined as less than $2.00) and complete the transaction with real-time settlement.

HSBC provided its TDS and related settlement capabilities, including real-time risk checks through its MCP interface. Jovay Testnet served as the underlying Layer 2 test environment for the blockchain transactions, while its Anvita Flow provided the infrastructure that enabled AI agents to discover and invoke services and manage micropayment settlement. Together, these technologies demonstrated a potential end-to-end model for AI agent transactions using tokenised deposits.

The technical verification test was carried out solely as an exploration of the technology and does not represent a commercial launch or live customer proposition. Its significance lies in demonstrating how autonomous AI systems could potentially participate in leveraging tokenised deposits to enhance the use of micropayments.

Zhuoqun Bian, President of Blockchain Business, Ant Digital Technologies, said: "This technical verification with HSBC demonstrates the potential use of on-chain AI agents. Ant Digital Technologies will continue to drive the application of AI technologies in real-world business scenarios, exploring how autonomous agents can create tangible value in practical commercial environments."

Lewis Sun, Global Head of Digital Currencies, HSBC, said: "Through our Tokenised Deposit Service, we're exploring how continued innovation, new use cases and collaboration could help enhance the customer experience and reduce friction for our clients while remaining focused on client needs, appropriate controls and responsible development."

This technical verification test with Ant Digital Technologies is a step forward in the exploration of how AI agents could use micropayments to access a broader range of services and help support more connected, efficient interactions across the customer journey."

By bringing together AI, blockchain and regulated banking infrastructure, the Ant Digital Technologies and HSBC technical verification test demonstrated how the speed of software and the controls required by financial institutions could operate within a single transaction flow.

Beyond standalone payments, the test successfully validated the infrastructure needed to connect AI-driven decision-making, service access, payments and financial controls within one automated process.